Digital Innovator for Meaningful Change

I specialise in “out the box” thinking, strategy and execution in digital an innovation.

Notable innovations include:

CEO and Founder of FNB eWallet Solutions; Head of FNB Innovation; Founding member of FNB Cellphone Banking and its subsequent rollout on Africa; Branchless banking for FirstRand Bank India and FNB Zambia, Managing Executive Vodacom Digital.

(Other notable projects include eBucks, MTN CallAwards,  MTN ICE and Virgin Mobile Australia “Vibe”, )

I combine a deep love for technology and business with my creativity and ability to think differently to implement practical, human-friendly digital innovation.  With 20 years experience in Financial Services and Telecoms, I have worked in South Africa, Africa and India and understand developing markets and its challenges.

As a Mobile money and Innovation expert I have spoken at numerous conferences and media events.


“Hi Yolande. I thoroughly enjoyed your presentation at the eCommerce conference this year.” – Liam-Anthony Moses

“Hi Yolande. We really enjoyed your presentation at Ecom Africa.” – Nicol Rademeyer

“Ek’t jou keynote baie geniet – insiggewend en relevant.”- Michael Joubert


  • “How do we ensure our innovations and technology are meaningful for our/emerging markets?”


  • Presentation skills Masterclass

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